ASSISTING HOMEBUYERS SINCE 1992
Since 2010, our 14 day close has been helping buyers get their offers accepted.
Your dedicated Loan Officer will be with you through the entire process, from pre-approval to close.
Your file does not get passed through multiple depts like the majority of our competitors.
Once we issue the pre-approval letter, you can count on your loan closing. Your loan is completely underwritten before you start making offers.
Today's Rates
5.490%
5.688% APR
VA 30 Year Fixed
5.625%
5.824% APR
VA 30 Year Fixed Jumbo
Rates are subject to change without notice based on market conditions. Rate/APR based on first time use of VA benefit. A 720 credit score was used for these 2 rate scenarios. The VA jumbo loan is any loan amount over $726,200
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Community Service in Support of our Military
Merchants Home Lending was the proud sponsor of the Military Appreciate Day at the San Diego Open for both the Mens ATP and Womens WTA tennis events. Both events featured clinics for the local San Diego Wounded Warriors Tennis Program
Is the 2-1 buydown a benefit?
The 2-1 buydown is appealing due to the lower payment in Year 1 and Year 2, but there is really no interest savings in this scenario and if you have a seller willing to offer credits, there are 2-3 alternatives that may bring your more long term benefits. Please schedule a quick consultation to find out more.
