As a Direct VA Lender, Merchants Home Lending specializes in a 14 Day Close, which can have a significant impact in getting your offer accepted. Our interest rates and terms will always be the lowest due to our Single Point of Contact Loan Originators who carry your loan from application to close - no one else touches your file. This lean approach allows us to pass the cost savings on to you in the form of the lowest rate and costs available. Through April 15, 2024 100% of our Pre-Approved borrowers received Full Underwriting approval.

A BBB Accredited Business, Merchants has an A+ rating and only 5 star reviews.