Mortgage loan rates are influenced by credit scores, loan amount, down payment, term, and market conditions. Federal Reserve policies also impact the direction of interest rates across all loan types.
Use our quote form or speak to a loan advisor for personalized mortgage loan rates current to your credit, income, and desired loan program.
The best mortgage loan rates are often found through brokers who compare multiple lenders. Locking in a rate during a dip helps protect your payment over time.
Both options are available. Fixed mortgage loan rates offer long-term security, while ARMs (adjustable-rate mortgages) may provide lower initial rates. Your loan purpose helps determine the better fit.
Yes, mortgage loan rates may be slightly higher in California due to larger average loan amounts. Our team finds the most competitive options tailored to your location.
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