As a  Direct Lender, Merchants Home Lending specializes in a 14 Day Close, which can really make a difference in getting your offer accepted.  Our interest rates will always be the lowest becuase we use Single Point of Contact Loan Originators who carry your loan from app to close - no one else touches your file.  This lean approach allows us to pass the cost savings on to you in the form of the lowest rate available.  Through Nov 30, 2022 100% of our Pre-Approved borrowers received Full Underwriting approval.

A BBB Accredited Business, Merchants has an A+ rating and only 5 star reviews.